Pay Less,
Pay it Off
Easier-to-repay credit designed to build financial fitness.
We don’t like that Tennessee payday lenders can charge interest and fees up to 460% per year, that payday loan borrowers pay more in interest and fees than they borrow, or that the loans seem designed to trap borrowers.
When someone refinances a payday, title, or flex loan with credit from BetterFi, they build their credit score, pay less, and can actually pay off the loan.
☝️Click to enlarge.
ReFi is step one of your financial fitness journey.
We want our clients to get out of our loan, build credit, and graduate to conventional finance.
We report to all three major credit bureaus through the Credit Builders’ Alliance, so not only do we provide financial assistance, but clients who repay on time can become more bankable.
Think we might be a good fit?
Work with an organization that might benefit from working with BetterFi?
Some of Our Partners
Throughout BetterFi's pilot, we are partnering with other organization whose clients, members, employees, or congregation could benefit from access to affordable emergency loans and/or financial coaching. We look for partners who will vet potential clients and assist clients in the collection of required documents, referring individuals who will commit to improving their financial fitness and repaying any loans that they receive.
*estimated cost of BetterFi loans are for illustrative purposes and are not quotes. Terms and conditions apply, and actual costs will be dependent on specifics of the loan.