Work toward a savings goal while building your credit score.
Choose your savings goal, your timeline, and your payment frequency.
When you reach your savings goal we will send you the funds, and in the meantime we report your payments toward that goal to all three credit bureaus.
If you need to stop before the timeline is up, we will send you whatever you have paid in minus the interest cost covering program administration and operation.
Depending on the exact number of days before your first payment and whether you select 5 or 10 month terms, APR will vary between 11.07% and 15.32%.
Examples
$500 over 5 months will cost $15 on top of the $500 savings goal. (13.94% - 15.32% APR)
$1,500 over 10 months will cost $75 on top of the $1,500 savings goal. (11.51% - 12.08% APR)